The radical shift in my Roth IRA strategy

Leaps over limits — a bold move to accelerate returns.

Photo by 金 运 on Unsplash

On July 1, I made the kind of move that would’ve scared the hell out of my past self.

I sold 104.5 shares of VYM, the high-dividend ETF I used to swear by, converting $14,000 inside my Roth IRA from shares to cash.

Not because the market crashed.

Not because I needed the money.

But because something finally clicked.