Spending on the have-tos not the want-tos is hard. All of the pain and no counterbalancing pleasure. But also no guilt. Control the controllables and just keep going with your plan. Unflappable.
We've also had a couple of very expensive months that hurts me looking at the budget, but those are short term gyrations. I remind myself what really matters is the long term and our savings rate (and surely yours) is still high enough to reach our goals.
In the grand scheme, one expensive month or year isn't going to derail things, as long as those expenses don't become permanent.
Spending on the have-tos not the want-tos is hard. All of the pain and no counterbalancing pleasure. But also no guilt. Control the controllables and just keep going with your plan. Unflappable.
We've also had a couple of very expensive months that hurts me looking at the budget, but those are short term gyrations. I remind myself what really matters is the long term and our savings rate (and surely yours) is still high enough to reach our goals.
In the grand scheme, one expensive month or year isn't going to derail things, as long as those expenses don't become permanent.