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Deidre Woollard's avatar

Spending on the have-tos not the want-tos is hard. All of the pain and no counterbalancing pleasure. But also no guilt. Control the controllables and just keep going with your plan. Unflappable.

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Darnell Mayberry's avatar

Thank you for your words of encouragement. I’ve needed them during this stretch, and they’ve helped me to maintain important perspective. I appreciate you.

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Tanner's avatar

We've also had a couple of very expensive months that hurts me looking at the budget, but those are short term gyrations. I remind myself what really matters is the long term and our savings rate (and surely yours) is still high enough to reach our goals.

In the grand scheme, one expensive month or year isn't going to derail things, as long as those expenses don't become permanent.

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Darnell Mayberry's avatar

Short-term gyrations are a great to view all that has been thrown at me. They’re difficult in the moment, but you’re absolutely right — they’re temporary. Thank you for offering some words of wisdom.

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